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Housing markets should remain tight this year, but it may be the best opportunity to profit as a home seller before all the effects of the tax law are felt and more new homes are built. You should approach your housing association if you do wish to sell back some or all of the shares in your Shared Ownership home. The Housing Association will require a RICS red book valuation to be undertaken to determine the market value of your home, the cost of the valuation payable by you. Even though homeowners may reject an offer if they wish, doing so for the wrong reasons could lead to legal action. You changed your mind and don't want to sell anymore. The house would be very desirable because it has 5/6 bedrooms (the master bedroom used to be 2 bedrooms but got made into 1) and I know many Council / Housing Association properties rarely have more than 3/4 bedrooms. Upon receipt of the valuation you will be sent a copy of the valuation report and if happy you can instruct the Housing Association to sell your … home purchase schemes Example You bought your home worth £100,000 and got a 10% discount (£10,000). It's your house — you can stay in it for as long as you like. Flexible tenure is rare and is only granted in exceptional circumstances. 0. Firstly, its important to keep in mind that homeownership is usually split between the debt portion (your mortgage), and the equity portion (the value of the house minus the outstanding debt). I am struggling to sell my house at the moment so I have looked into selling or renting to a housing association, has anyone had any experience of this? Illegal Reasons to Refuse to Sell. After all, even if you did find a "nice easy sell" with a housing association type of organisation, it wouldn't be at the optimistic price your estate agent flew yours into the market with. 3. 10% of £120,000 is £12,000. Jo W mentions a cut off date of April 1997 - I'm not sure if this is the earliest that a HA might have had a property transferred from a council. If your house isn't selling then try dropping the price. This ensures homes are offered to people needing affordable housing. If anyone has any advice or could share their experience this would be really appreciated. Your council or housing association may offer a cash incentive scheme to help you buy a home on the open market. Thanks in advance. Yes, you can. Your lease will detail the procedure for selling your home. Just because you put it on the market doesn't mean you're obligated to sell. You may be wondering if now is a good time to sell your house, and the answer is: maybe. I'm going to start phoning around on Monday but just thought I would ask on here in case anyone knew. You then sold your home after 18 months for £120,000. 3 November 2007 at 10:44AM. They will look for such things as heat detectors in kitchens, a legionella assessment and often an asbestos report - but other than that it will be typical housing standard stuff that your property should comply with anyway. If you want to sell your home, the first step is to read our Selling Your Home guide. Schemes have different names, such as: home purchase grants. I am looking for some advice please. There are some restrictions if you want to sell, but haven’t staircased to 100%. Typically, you have to sell your home through us. You need to agree to give up the flat or house you rent from the council or housing association to apply for a cash incentive payment. Normally your property will under go a quick assessment to identify if any work is required in order to meet their standards. However, if they used to be council tenants and the property was transferred to a Housing Association then the right to buy will be preserved. 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